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Outcomes Statement

As part of our commitment to transparency and Investor confidence, we publish annual Outcomes Statements covering each calendar year.
This report provides a clear view of how actual investment outcomes compared to the expectations set at the time of lending. It includes:

  • A breakdown of target vs. actual returns across risk grades
  • Forecasted vs. actual default rates
  • Performance data based solely on loans fully repaid within the year

The Outcomes Statement helps you assess how our model performs in practice and supports well-informed, data-led investment decisions.

Available Outcomes Statements

Outcomes Statement 2022

Outcomes Statement 2023

Outcomes Statement 2024

*Past performance is not a guide to future performance.