Can Nester provide you finance?
Fast, flexible property finance backed by a fully funded model — designed for certainty, speed, and execution.
Existing buyer? Log in
Step 1: Indicative Terms
Submit your enquiry and receive initial terms within 24–48 hours.
Step 2: Credit Approval & Reservation
Once approved, due diligence is completed and funds reserved.
Step 3: Execution & Funding
Legal completion and immediate funding from pre-funded capital.
Industry Leading Experts Providing A Quality Investing Platform
What do we Offer?
How does it work?
This is Nester’s Deal Journey
Nester Receives Finance Application
Buyers approach Nester seeking finance for a property acquisition, refurbishment, development, or refinance.
Application Screening
All transactions are reviewed by a team of property professionals with decades experience and processed through a scorecard built with robust underwriting standards.
Credit Committee
Once a deal has progressed through the screening process and is supported by a team member, it is presented to credit committee for approval. A further independent check and balance.
Deal Live
Once approved the deal goes live on the Nester platform and becomes available for approved Investors to invest.
Pre-funding &
Investing
Nester works with pre-funding partners who have committed to providing the funds to complete a property financing within a reasonable timeframe for the Buyer. All pre-funded amounts remain available for all our approved Investors to invest.
Regular Review
Nester continues to regularly review all financing arrangement providing regular updates for Investors to monitor. The Buyer pays the return on each financing along with the full settlement at the end of the agreed term.
Financing Criteria
This table outlines the broad terms of Nester’s financing criteria for any individual transaction:
| BTL Financing | Development Finance (Including Heavy Refurbishment) | Bridge Finance (Including Light Refurbishment) | |
|---|---|---|---|
| Type of Buyer |
Corporate |
Corporate |
Corporate |
| Professional Fees |
Paid by Buyer |
Paid by Buyer |
Paid by Buyer |
| Arrangement Fees |
From 2% |
From 2% |
From 2% |
| Profit Rate P.A |
From 10% |
From 12% |
From 11% |
| Financing Amount | |||
| Guided Minimum |
£200,000 |
£200,000 |
£200,000 |
| Guided Maximum |
£5,000,000 |
£5,000,000 |
£5,000,000 |
| Maximum Finance to Value / Gross Development Value |
75% |
65% |
75% |
| Maximum Finance to Cost |
– |
85% |
– |
| Maximum Term of Financing |
Up to 36 Months |
Up to 24 Months |
Up to 18 Months |
| Independent Valuation |
|
|
|
| Independent Certification of Cost |
– |
|
– |
| Minimum Security | |||
| First fixed legal charge |
|
|
|
| Debenture |
|
|
|
| Guarantee (Corporate / UBO) |
– |
|
|
| Assignment of Rental Income |
|
– |
– |