Why invest in Nester?
You can earn up to 9% p.a. secured against UK property.
Nester offers investments ranging from Buy to Let and Development / Development Finance. Each varying in risk and return.
What can you invest in?
Our financing criteria allows Nesters to invest in three core types of property financing arrangement offered to Buyers:
Buy to Let
A financing arrangement used to purchase or refinance residential or commercial property that is intended to be rented out to tenants (with no relationship with the Buyer), rather than occupied by the owner.
Development
A financing arrangement used for structural projects, change of use, complex refurbishments, ground-up development, part-build completion, and finish & exit projects. Residential properties are strictly not for the subsequent residence of the Buyer or any connected party.
Bridge Finance
A financing arrangement used to bridge a temporary gap for stabilising assets, supporting sale or refinance transitions, or completing minor non-structural refurbishment works.
What do we offer?
Simple Investments Secured on Property
Helping you build your nest egg.
Unique investments secured on property
Access high performing investment options which allow you to generate a unique and diversified income stream, secured against property.
Secure encryption and technology
Protecting your data and keeping that secure, is a core part of our technology and compliance strategy. Via a high performance platform we give you visibility and up to date information on all your deal activity.
Trust in ethics and compliance
Work with a trusted partner that is led by ethics, transparency and compliant principles. We believe in conducting business with purpose, to enrich the whole community of Investors and Buyers.
Full deal transparency and zero fees
Gain direct access to your account information, transactions and performance with no hidden fees.
Defined performance strategy and risk
Engage in an investment platform with a clearly defined risk and reward strategy that delivers long term income potential, and matches your performance goals.
Complete Registration
Create your account and complete onboarding in minutes.
Top Up Your E-Wallet
Deposit funds securely into your account, ready to invest.
Start Investing
Browse available opportunities and allocate funds in just a few clicks.
How does it work?
This is Nester’s Deal Journey
Nester Receives
Finance Application
Buyers approach Nester seeking Buy to Let, Development or Bridge Finance.
Application
Screening
All transactions are reviewed by a team of property professionals with extensive underwriting experience.
Credit
Committee
Once a deal has progressed through the screening process and is supported by a team member, it is presented to credit committee for approval. A further independent check and balance.
Deal Live
Once approved the deal goes live on the Nester platform and becomes available for approved Investors to invest into. Each deal summary includes a summary of the Opportunity for Investors to make an informed decision.
Live Opportunity
Once an Opportunity has completed, Investors are due to receive profit payments in line with the Murabaha Contracts.
Regular
Review
Nester continues to regularly review and monitor transactions until Final Maturity of the Opportunity.
How we review our deals
We rigorously review all deals and the majority are rejected. We only select those that we would be comfortable in supporting. Our review, or due diligence, consider the numbers as well as the quality of the transaction in accordance with our credit policy that has been reviewed by the FCA.
These aspects and more are included in our assessment, a summary of which is presented to our Nesters to help you decide which opportunity to invest in.
How we review our deals
Each financing request undergoes a disciplined underwriting process supported by verifiable information, robust analysis, and a clear rationale for all recommendations. Nester applies a structured and proportionate underwriting approach to ensure all financing requests are assessed consistently and in line with their scale, complexity, and risk profile.
All Investors in Nester arranged financings benefit from a security package that is managed in trust by Nester Security Trustee Ltd. This security will always include a first fixed legal charge over the property being financed, as well as other security and/or guarantees depending on the credit analysis.
How we measure our risk score
We’ve created a risk scoring algorithm to further assist our Investors. Results from the due diligence process are put into a scorecard that calculates a rating. There is a spectrum as
summarised below with the lowest score reflecting the highest risk that Nester would support and the highest score reflecting a lower risk.
Risk scores are provided as a guide only.
They are not an absolute measure and your capital is at risk. It is recommended that you seek independent financial advice.
Outstanding.
‘A’ rated financings score highly in the majority of due diligence categories.
Very Good.
‘B’ rated financings score highly in some of the due diligence categories.
Good.
‘C’ rated financings meets Nester’s minimum financing criteria.
Trusted Investments.
Proudly rated Excellent on Trustpilot, Nester continues to earn the confidence of investors, brokers and buyers through clarity, speed, and integrity.